Want a New Deck This Summer? Here’s How You’ll Pay for It Now

Apr 7

If you’ve been daydreaming about hosting sunny BBQs or sipping morning coffee on a new deck, you’re not alone. But if you’re wondering how to afford that dream deck—or any home renovation—without draining your savings, keep reading. As an interior designer who’s helped countless homeowners create spaces they love, I’ve discovered a game-changing resource: RenoFi. Below, I’ll share how you can use RenoFi to finance your summer deck (or any major reno) and finally make your home feel just right.

Why Summer Decks Get Delayed: The Budget Factor

Whether you’re planning a small porch extension or a sprawling outdoor entertaining area, cost is often the biggest hurdle. Materials like composite decking, weatherproof railings, built-in benches, and cozy lighting can add up fast. Many homeowners put their dream deck on hold because they assume they’ll need the full cash amount up-front—or they try to rely on high-interest credit cards.

But here’s the good news: You don’t have to wait. The right financing plan lets you build now and pay it off at a manageable pace, so you can enjoy your new outdoor space this season instead of “someday.”

How RenoFi Works—and Why It’s a Game-Changer

As a designer, I’m constantly helping clients plan beautiful spaces—but the real magic happens when you also have the right funding partner. That’s where RenoFi shines.

🔑 Here’s how it works:

RenoFi Loans are built specifically for home renovations.
They allow you to borrow based on your home’s future value—after your renovation is complete.
This means you can often borrow up to 11x more than with a traditional home equity loan.

Instead of settling for less, cutting corners, or delaying the project altogether, RenoFi helps you finance the version of your space you actually want.

Why RenoFi Is Different

💼 They streamline the process:
RenoFi Advisors guide you from start to finish—helping you explore options, get pre-qualified, set up an appraisal, and match with the right lender.

🏠 They focus solely on renovations:
This isn’t a generic home loan—RenoFi was built to support projects like new decks, kitchen overhauls, bathroom additions, and more.

📈 They use your home’s after-renovation value:
That’s the magic. By basing the loan on what your home will be worth, you can afford the project you actually need.

Explore more on how RenoFi works.

A Designer’s Perspective: Why Financing Your Deck Makes Sense

As someone who helps clients transform their homes inside and out, I often see people underestimating how much a carefully designed deck can elevate your property:

Indoor-Outdoor Flow: A deck that extends seamlessly from your living room feels like an extra “room” in the summer.
Value Boost: A well-designed outdoor space can significantly increase your home’s appeal to future buyers.
Lifestyle Upgrade: Think birthday parties, al fresco dining, cozy nights with a fire pit. The experience is priceless.

Financing through something like RenoFi means you can invest in quality materials (hello, composite deck boards that last years without splintering) and features (built-in seating, integrated lighting) instead of cutting corners to save money short-term.

How to Get Funded With RenoFi: Step-by-Step

Click My Designer Referral Link
Start with this RenoFi link to explore loan options that align with your project scope and budget.
Estimate the Cost
Decide how big or elaborate your deck will be. Will you need custom planters, seating areas, or new doors leading to the deck?
Discuss Your Vision With a Contractor (or Designer!)
A reliable deck builder or designer can help you refine the project timeline, budget, and must-have features.
Apply for the Right RenoFi Loan
RenoFi works with partner lenders to match you with a financing solution. You’ll see clear terms before you commit.
Get Approved and Start Building
Once approved, it’s time to break ground on that deck! Enjoy the peace of mind of fixed monthly payments instead of one massive bill.

Deck Design Ideas to Inspire You

If you’re in the planning phase, here are a few deck design trends worth considering:

Multi-Level Decks: Perfect if you have a sloped backyard or want separate zones for dining and lounging.
Built-In Planters: Frame your deck with greenery to soften the look and add privacy.
Covered or Partially Shaded Areas: Ensure your deck stays comfy in the midday heat.
Integrate Lighting: From step lights to overhead string bulbs, lighting creates ambiance and extends your deck’s usability into the evening.

(Pro Tip: Pair these features with color palettes that flow from your interior to your outdoor space. Think complementary cushions, throw blankets, or even accent rugs designed for outdoor use.)

Why Wait? Enjoy the Summer Deck You Deserve

Building or upgrading a deck is more than just adding square footage—it’s about enhancing your daily life with fresh air and functional living space. With the right financing in place, you can start this summer and create an outdoor oasis you’ll love for years to come.

Ready to take the first step? Click my custom RenoFi link (https://go.renofi.click/livingbrightinteriors) to learn more about financing options that fit your budget. Don’t let the “money part” hold you back from enjoying a home that truly reflects who you are.

Final Thoughts from a Designer

At Living Bright Interiors, I’m all about creating spaces that bring out the best in your lifestyle and personal taste. If you’ve been postponing your dream deck because you’re worried about the upfront cost, I promise there’s a better way. From kitchen remodels to bathroom overhauls—and, yes, that dreamy deck—RenoFi can help you fund it all.

So here’s to sipping iced tea on your brand-new deck this summer! As always, feel free to reach out if you have any design questions. I’m here to help you create a brighter, happier living space—inside and out.

Interested in More Renovation Tips?

Grab my free design checklist: [Insert link to your design checklist or newsletter sign-up]
DM me on Instagram if you have questions about interior design or home projects.

Ready to Fund Your Dream Deck?